Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Medicji website located at medicji.com and any related services (collectively, the "Service") operated by Medicji ("we," "our," or "us"). By accessing or using our Service, you agree to be bound by these Terms.

1. Nature of Services

Medicji operates as an independent, licensed Medicare insurance agency serving residents of Texas. Our Service provides educational content, plan comparison tools, and professional guidance regarding Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans.

2. No Guarantee of Coverage

The insurance information provided on this website is for general educational purposes. Plan benefits, provider networks, premiums, and copayments are subject to change and vary by geographic location. We do not guarantee that any specific insurance plan will be available to you, that you will be approved for coverage by a carrier, or that a plan will cover your specific healthcare providers or medications.

3. Acceptable Use Policy

By using this website, you agree that you will not:

• Submit false, misleading, or fraudulent contact information.
• Submit Protected Health Information (PHI), medical records, or diagnostic information through our public contact forms.
• Engage in unauthorized data scraping, automated bot submissions, or actions that impose an unreasonable load on our infrastructure.

4. Intellectual Property

All content, logos, text, graphics, and underlying code on this website are the exclusive property of Medicji and are protected by United States copyright and trademark laws. You may not reproduce, distribute, or create derivative works from our content without our express prior written permission.

5. Third-Party Links

Our Service may contain links to third-party websites, such as Medicare.gov or specific insurance carrier portals. We do not endorse, monitor, or have any control over the content or privacy practices of these third-party sites. Your interaction with any third-party website is solely at your own risk.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MEDICJI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING FROM YOUR ACCESS TO OR USE OF THE SERVICE, OR YOUR RELIANCE ON ANY EDUCATIONAL CONTENT PROVIDED.

7. Dispute Resolution & Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach thereof shall be settled by binding arbitration administered by the American Arbitration Association in the state of Texas. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

8. Modifications to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will indicate the date of the latest revision at the top of this page. Your continued use of the Service following the posting of any changes constitutes acceptance of those changes.

9. Contact Information

If you have any questions about these Terms of Service, please contact our administrative team: